Personal injury lawyers in British Columbia work for many injury claimants that have been denied disability benefits by the Insurance Corporation of British Columbia, ICBC, or other insurance companies on the grounds that their injuries are not totally disabling. Often the injury claimant is physically able to do a task but is advised not to engage in the activity. This advice could be for the purpose of recovery, treatment or because of vulnerability to re-injury. Car accident lawyers in Vancouver as well as other personal injury lawyers around the Province continually fight with ICBC to obtain mandatory total disability benefits.
A great working definition of total disability is:
“The test of total disability is satisfied when the circumstances are such that a reasonable man would recognize that he should not engage in certain activity even though he is not physically unable to do so. In other words, total disability does not mean absolute physical inability to transact any kind of business pertaining to one’s occupation, but rather that there is a total disability if the insured’s injuries are such that common care and prudence require him to desist from his business or occupation in order to effectuate a cure; hence, if the condition of the insured is such that in order to effect a cure or prolongation of life, common care and prudence will require that he cease work, he is totally disabled within the meaning of health or accident insurance policies.”(Quoted by Laskin, C.J.C. in Paul Revere Life Insurance Company v. Sucharov (1983) 5 D.L.R. (4th) 199 at page 203,Mr. Justice Meiklem quoting from 15 Couch on Insurance,(1983), s. 53:118) Posted by Mr. RennA. Holness
"Renn A. Holness is a gifted lawyer and author to over 1000 legal blog articles. Married father of two daughters, son of a neurosurgeon and founder of Holness Law Group."
Jacqueline Small is diligent, professional, and compassionate. She went above and beyond when I was injured in a motor vehicle accident. Anytime I had questions she would respond quickly and always seemed to be one step ahead. I called several accident law firms and none were as knowledgeable and sincere as Jacqueline. Highly recommended!
I would totally recommend this law group. Renn handled my case with the utmost professionalism kept me informed throughout and explained in easy to understand layman's terms. I am very happy with how things worked out. I would highly recommend if you ever need a lawyer to contact him. Great job and a big thank you to all.
Over a period of 4 years Jacqueline Small guided me throughout the entirety of my personal injury claim after a motor vehicle accident left me with chronic pain. My experience was pleasant, professional, thorough, and communication was always open. I was treated with care like a person and not just a case. Jacqueline was with me every step of the way until we reached a settlement with the insurance company. 10/10 I would recommend to any friends or family.