Making an injury claim with ICBC, Insurance Corporation of British Columbia, after a vehicle accident requires providing specific information and meeting certain deadlines. What you say to ICBC in the first 30 days can set the tone for how your injury case will be dealt with. How to start an injury claim with ICBC is made easy with a few quick tips.
I have been a personal injury lawyer in Vancouver for over 20 years and to assist in initiating an ICBC claim I have shortlisted three top considerations when beginning a personal injury claim with ICBC:
- Report the accident to ICBC dial a claim– Do this right away, whether you were in a car, truck, van, bicycle, scooter, on public transit or walking. A timely report to ICBC will increase the integrity of your claim, ensure relevant information from witnesses are associated with your case, and will start your claim for benefits. There are waiting periods for benefits so the quicker you apply the faster you will obtain your accident injury benefits. If you hire a lawyer right away, your lawyer can do this for you.
- Make a written report within 30 days- The law in BC requires that ICBC be given a written report of the circumstances and consequences of the accident. This is often where I see mistakes being made in the reporting process. An accurate report to ICBC can mean the different between receiving benefits and a complete denial of your claim.
- The only document you will have to sign is the CL-22 Accident Application, which needs to be completed and signed within 90 days of the accident. Additional documents will have to be provided if it is a hit and run, under insured motorist claim, or uninsured motorist claim. Commence the ICBC claim by completing and signing these forms as required by the legislation.
You may have other claims for private insurance or government benefits which have additional deadlines not discussed in this article. One common theme for claimants that have missed deadlines and have their ICBC claims refused or dismissed is the lack of legal advice or early professional review of the case. Take advantage of the offer of a free legal consultation that most law firms offer so you learn more about your ICBC injury claim and get a legal advocate if you actually need it.
Posted by Vancouver Personal Injury Lawyer Mr. Renn A. Holness, B.A. LL.B.- “Winning and Settling ICBC claims since 1995”