This is what you need to do for an accident in British Columbia, a province with an automobile compensation scheme different than any other legal jurisdiction in the world.
We have a combined no fault and tort based system for automobile insurance and compensation. You will therefore be responsible for several deadlines in both claims. For ICBC accident benefits you must
Provide a written report with 30 days and
Completed claim form within 90 days.
Report the claim to ICBC dial-a-claim or have someone report on your behalf if you are too injured. A representative can report the accident for you such as a legal guardian or personal injury lawyer. Best to report the accident to ICBC right away, but if you are injured you cannot make in injury report online.
For an injury claim against the at fault driver, the tort claim, you will typically have 2 years from the date of the car accident. You must
Report the filing of any lawsuit involving a motor vehicle accident to ICBC, the Insurance Corporation of British Columbia.
It is critical that you are physically examined by a qualified medical doctor. This should occur on the day of the accident or the following day depending on the availability of medical clinics.
Your statement to the insurance company and police must be accurate and address all the necessary issues. Avoid misleading, vague or ambiguous language in an ICBC Statement.
Learn more and watch our short video on how to report a car accident in BC:
The best free legal advice I can give when reporting an accident is to call a qualified British Columbia personal injury lawyer immediately before you call ICBC. This will put you on an equal footing in the insurance claim while you focus on your recovery.
Jacqueline Small is diligent, professional, and compassionate. She went above and beyond when I was injured in a motor vehicle accident. Anytime I had questions she would respond quickly and always seemed to be one step ahead. I called several accident law firms and none were as knowledgeable and sincere as Jacqueline. Highly recommended!
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Over a period of 4 years Jacqueline Small guided me throughout the entirety of my personal injury claim after a motor vehicle accident left me with chronic pain. My experience was pleasant, professional, thorough, and communication was always open. I was treated with care like a person and not just a case. Jacqueline was with me every step of the way until we reached a settlement with the insurance company. 10/10 I would recommend to any friends or family.