ICBC Punishes Purchase of Private Disability Benefits: Rethinking Insurance Coverage

Drivers in BC are required by law to purchase insurance coverage through ICBC, which includes accident injury benefits. Yet the insurance coverage often never gets paid out requiring purchased private insurance be used first. The premiums you pay for private coverage are a total loss and the result is a reduction in the value of…

Read more

$212,000 ICBC Injury Settlement Ordered to be Paid by Drunk Driver

The victim of a drunk driving accident settled with ICBC by way of an all-inclusive payment by ICBC in the amount of $212,000.  The drunk driver responsible admitted the settlement was reasonable but denied being drunk and refused to repay ICBC the settlement amount paid to his victim, as is required in such cases of insurance…

Read more

ICBC Decreasing Injury Rates Should Lead to Cheaper Insurance

Canada currently has less car accident injuries per year than any other time in recorded history yet ICBC has increased auto insurance rates. The number of fatalities, serious injuries, and total injuries is at its lowest since data was first collected by Transport Canada in the early 1970’s. Since 1994 the amount of serious injuries…

Read more

ICBC Must Pay Benefits Despite Prior Neck and Back Pain

This ICBC injury insurance Appeal case concerned the nature of the claim for injury benefits under Part 7 of the Insurance  Regulations and the interpretation of s. 96(f) of the Regulation when a claimant has a pre-existing condition . The case stands for the proposition that ICBC must prove that but for the pre-existing condition, the Claimant would not have become totally disabled(Kozhikhov…

Read more

Passenger Grabbing Steering Wheel Insured by ICBC

ICBC has lost this important injury insurance law appeal, the court concluding that the word “use” includes the grabbing of a the steering wheel by a passenger(Felix v. Insurance Corporation of British Columbia,2015 BCCA 394). This bold decision by Madam Justice Bennett brings insurance coverage to all British Columbia passengers that take control of a vehicle, when it…

Read more